We will connect you to our affiliate partners to obtain your personal financing scheme with our analysis consultation report.

PRIVILEGES

Interest 1.5% only
Simple documents
Loan up to RM 50,000.00
Easy instalment for monthly repayment
Rebate or without interest for early settlement
There are several packages to choose
Can solve the existing loans
Easy, fast, safe and lawful

REQUIREMENT

Malaysian citizen
18 years of age and above
Government employees
Factory workers
Private employees
Pension
Salaries through bank
Blacklist are eligible to apply

* Terms & conditions apply

DOCUMENT REQUIRED

Latest 3 months pay slip
Latest 2 months of utilities bill
Latest update bank savings account passbook (for the past 3months)
Or latest 3 months current / savings account bank statement for
verification purpose
Copy of NRIC
Mobile phone bill one month transaction

* Note: IOS reserves the right to request additional documents if necessary

How to apply?

FAQ

What is Personal Financing Scheme?

Personal Financing Scheme is a credit facility for meeting personal needs & payable through monthly installment.

What documents do I need to submit ?

We required the following documents:

  • Copy of NRIC
  • Latest 3 months pay slip
  • Latest update bank savings account passbook (for the past 3months)
  • Or latest 3 months current / savings account bank statement for verification purpose
  • Latest 2 months of utilities bill

 *Note: We reserves the right to request additional documents from applicant where deemed necessary.

What is the Loan Tenure for Personal Financing Scheme?

Personal Financing Scheme does provide flexi installment tenors. There are several packages to choose.

Is it compulsory to have a guarantor in order to get loan approved?

Guarantor provision is not compulsory.

Will my personal information be kept in confidential?

Yes.

How long is the approval process?

3 (three) to 5 (five) working days.
Subjected to the finance amount. Terms & conditions apply.