About IOS

IOS is a trusted loan provider in Malaysia, having served thousands of happy customers more than 10 years. We provide fast, easy, and reliable financial assistance to our clients according to their individual needs and capabilities.
IOS is powered by Semuamas, a certified & licensed company compliant with the Moneylenders Act 1951.

Our Vision

To be the Effective & Efficient loan provider in delivering quality service to meet customers’ needs

Our Mission

Engaging customers with developed technological tools to provide fast and quality service

To be the preferred loan service provider of our customers through constant upskilling of talents and providing top-notch service quality

To achieve higher profitability by tapping the larger market with the aid of enhanced system

Our Values

PROFESSIONALISM

We are committed to attain the highest standards of professional excellence in all our dealings. We respect and are conscious of timeless in all aspects of our work.

ADAPTABILITY

We continuously seek improvements in everything we do. We will be flexible and adapt to change.

PRUDENCE

Prudence and priority of credit quality will dictate our lending decisions. Company’s policies guidelines are strictly adhered to in making the right decisions.

TEAM WORK

We will trust each other and work together as a team in achieving our business objectives by sharing knowledge, ideas and experience.

RESPECT

We will respect and care for our staffs, customers and the community. We recognize the fundamental value of mutual respect, treating people with dignity and the distinctive contribution of each individual.

INTEGRITY

We will maintain the highest standards of integrity as individuals and as an organization. We will apply and encourage in others, honesty and reliability in all dealings and relationships.